How much will you be repaying over the life of your loan?

Being well-informed, at least knowing the right questions to ask, can save you from being taken advantage of. The purchase…

Being well-informed, at least knowing the right questions to ask, can save you from being taken advantage of. The purchase of a car involves so many variables that it is best to have some understanding before you attempt to purchase a car. There are even more variables to consider when you lease a car. For the purpose of this example, you will ignore such things as tax and dealer rebates. Research the difference between buying and leasing a car.

Choose a car that you wish to own, and find the price of this car. For this example, only consider new cars to purchase from a dealership. This will be your principle value, P.
Research available interest rates on this particular car. This will be the rate, r.
Decide how long you would like to take to pay off this car. Choose between 3–7 years. This will be the time, t.
The simple interest formula, can tell you how much interest will be added to the principle amount of this loan. Calculate the interest on your loan.
How much will you be repaying over the life of your loan?
How much are your monthly payments?
Assume that you have 5% to put as a down payment. How much will you be putting down?
With the down payment, what will the new monthly payments be?

Now, consider the option to lease this same car.

Most leases require a down payment. Assume that the dealership is requiring a 5% down payment. What is the new value of P on your lease?
The appeal to a lease is a lower interest rate. Reduce the interest rate that you received on your purchase by 2%, with a minimum rate of 0.5%.
The length of a lease is typically 2–5 years. Choose how long you wish to lease this car.
The monthly payment on a lease accounts for the depreciation of the car’s value. Assume at the end of your lease, the car has only retained 50% of its original value. What is your car’s value at the end of the loan? Use this for your new value of P.
How much interest will you be paying over the course of this lease?
What is your total cost, in other words principle plus interest?
What are the monthly payments?
At the end of the lease, you do not own the car. If you wish to purchase the car, you would still owe the value of P from step 12. At this point, you could turn in the keys and walk away, assuming the car is in perfect condition and ignoring mileage fees. What are the benefits and disadvantages to walking away from this car?
Instead of walking away, you could also purchase the car for what it is now worth. Using P from step 12, r from step 2 and t from step 3, calculate how much you would repay over the course of this new loan.
How much did you pay in total for this car?
Would you consider leasing a car? Discuss the advantages and disadvantages for buying versus leasing a car.

Be sure to show ALL of your work details. Submit your answers in a Word document in the Unit 3 IP Submissions area.

Answer

Analyze the role technology will play in the health care industry in the coming decade.

Health Care Paper

The health care industry has evolved over the last decade. The health care market has been impacted by changes in technology as well as the financial and economic evolution of the industry. Imagine you have been given the opportunity to participate in a health care seminar as a guest speaker. You have been asked to discuss the evolution of the health care industry from a technology, finance, and economic perspective.

Write a 1050- to 1400-word paper discussing the past, present, and future of the health care industry in relation to technology, finance, and economics. Your paper should address each of the following:

Past

Analyze how the health care industry has changed in the last 10 years.
Analyze how the use of technology has changed within the health care industry in the last 10 years.
Analyze how finance and economics has impacted the healthcare industry in the last 10 years.
Analyze financial and economic tools and methods used to address issues in the health care industry in the last 10 years.
Analyze how payment sources and mechanisms used in the health care industry have changed in the last 10 years.
Present

Analyze the role technology plays in health care organizations today.
Analyze the current state of the health care industry.
Analyze financial and economic tools and methods being used in the health care industry today.
Analyze current payment sources and mechanisms used in the health care industry today.
Future

Analyze the role technology will play in the health care industry in the coming decade.
Analyze the financial and economic issues the health care industry will encounter the next 10 years.
Analyze if the financial and economic tools and methods currently being used in the health care industry will be effective in the coming decade.
Analyze if the payment sources and mechanism currently being used in the health care industry will be effective in the next 10 years.
Analyze what you think will be the biggest changes in the health care industry in the next 10 years.
Include at least three references.

Format your paper consistent with APA guidelines.

Explain how the case exemplifies the federal government’s use of the Commerce Clause to carry out its legislative agenda.

For A-Plus Writer Only

Using the Commerce Clause to Carry Out a Legislative Agenda

As methods of travel and shipping have improved, almost any action within a state has ripple effects on interstate commerce. Accordingly, the Commerce Clause has been used to justify many of Congress’ actions since the early 20th century. A legislative agenda, a government’s legislative plans for a session of congress stated at the start of a session of congress, can be realized through various Constitutional provisions. In this assignment, you examine how the Commerce Clause can be used to execute Congress’ legislative agenda.

To prepare for this assignment:

Review the interactive media piece, “Interstate Commerce Law.” Consider how even small actions can lead to ripple effects that impact interstate commerce.
Use the website, “The Oyez Project,” to locate cases on interstate commerce and the Commerce Clause.

Select a case from “The Oyez Project” website to use for this assignment. Think about how this case exemplifies the federal government’s use of the Commerce Clause to carry out its legislative agenda.

Due by Sunday January 31, 2016 a (1-2 page paper)

Identify and briefly summarize the case you selected. Be sure to cite the case.
Explain how the case exemplifies the federal government’s use of the Commerce Clause to carry out its legislative agenda. Be specific.

Support your work with specific citations from the Learning Resources. You are allowed to draw from additional sources to support your argument, but you must cite using APA standards. All quoted material must be identified, cited, and referenced per APA standards.

Identify the main issues in the chosen area and accurately respond to each of the questions from the chosen area.

week4 paper

Select one of the major topics listed below using course topics previously referenced as the basis for the paper.

Debt securities are common investment vehicles and are exchanged (purchased and sold) in markets including numerous exchanges. Since (fixed rate) values are market determined, how are price changes reflected in the investment account for a security classified when held to maturity? What are the FASB accounting requirements for securities held to maturity? How does price influence return? What happens if the securities were purchased for the purpose of selling them? Provide a discussion of all potential scenarios and the relevant accounting requirements.
What is a lease and how is it used as a financing vehicle? How are leases accounted for within the firm’s financial reports? What is the difference between a capital lease and an operating lease? What is residual value? What are executory costs? What considerations are relevant in a lease or sell decision? Provide a discussion of all potential scenarios and the relevant accounting requirements.
What is a pension plan as used in a firm and related to employee compensation? What is the difference between a defined contribution plan and a defined benefit plan? What is accumulated benefit obligation and how is such associated with a projected benefit obligation? What is the funded status and where is it reported? How does a firm report post-retirement benefits in accounting statements? What is an actuary and what is the actuary’s duty in this process? Provide a discussion of all potential scenarios and the relevant accounting requirements.
What is shareholder’s equity, how is it calculated, and where and how is it reported? What is comprehensive income and how does it influence equity? What happens to shareholder’s equity when the firm issues more shares or buys back shares in the open market? What are retained earnings and how and where are they accounted? What are corporate dividends and how are they distributed and accounted for? Provide a discussion of all potential scenarios and the relevant accounting requirements.

What is the Statement of Cash Flows and how do decision makers use it to assess the viability of the firm? What types of elements are incorporated into a statement of cash flows? What constitutes inflows and outflows reported on the statement of cash flows? How would you represent such activities in a report and what activity notes would be incorporated? Provide a discussion of all potential scenarios and the relevant accounting requirements.

Your paper must:

Identify the main issues in the chosen area and accurately respond to each of the questions from the chosen area.

Build upon class activities by referencing new learning that has occurred.

Present specific current and/or future applications and relevance to the typical workplace.

Paper must be seven to ten (7-10) double-spaced pages in length, exclusive of Appendix, References, Exhibits, etc.
Formatted according to APA style as outlined in the approved APA style guide (including title page and reference list).
Must include an introductory paragraph with a succinct thesis statement.
Must address the topic of the paper with critical thought.
Must conclude with a restatement of the thesis and a conclusion paragraph.
Must include at least three other appropriately documented, related articles drawn from the University’s library (excluding your textbook

What traits and/or behaviors did the ineffective leaders demonstrate?

Business Management 2 assignments week 3

MUST BE 400 word count FOR EACH ASSIGNMENT (TWO ASSIGNMENTS TOTAL)

THIS PAPER IS DUE 7 HOURS FROM NOW THE SOONER THE BETTER NO LATE WORK NO PLAGIARISM AND USE PROPER WRITING SENTENCING/PRONUNCIATIONS ALSO..

ASSIGNMENT 1

The base rate of managerial incompetence is estimated to be 50 to 75%. This means that a majority of people in positions of authority have difficulties getting a group of people to work effectively together or get results.

ANSWER ALL LETTERS BELOW THOROUGHLY

What do you think about this percentage? For example, is it too high or too low, and why?
Think about the effective and ineffective leaders for whom you have worked. Using the overview of leader traits and skills provided in this week’s lecture and readings, what traits did the effective leaders possess and/or what behaviors did they exhibit that caused them to get results?
What traits and/or behaviors did the ineffective leaders demonstrate?

ASSIGNMENT 2

A critical component of a leader’s success is his or her ability to develop effective relationships with superiors, coworkers, and subordinates.

ANSWER THE ALL LETTERS BELOW THOROUGHLY

A. Propose and discuss at least three strategies a leader should adopt to enhance his or her relationships with superiors, coworkers, and subordinates.

B. Discuss the importance of developing relationships within all levels of the organization.

THIS ASSIGNMENT IS DUE TODAY 7 HOURS FROM NOW THE SOONER THE BETTER ANY OUTSIDE SOURCES MUST BE IN APA FORM THROUGHOUT THE PAPER AND WITH AN REFERENCE PAGE. ALL SOURCES MUST BE FROM SCHOLARLY ARTICLES…

Identify the type of public organization for which you work, as well as what types of services, goods, or activities the organization provides to the public.

Due 10 PM MT time

Concern among the public sector is the demand for public organizations to be transparent about their budgets and spending habits. You have been scheduled to conduct a presentation for the State Budgeting Committee about the type of budget that the organization operates under. Identify the type of public organization for which you work, as well as what types of services, goods, or activities the organization provides to the public. Identify the size and scope of the organization.

Construct a budget using Excel that will provide a breakdown of the various budget items. Copy and paste the Excel spreadsheet of your budget into a Word document. Finally, explain how the budget is made available to the public for review. For example, is the budget made available at public meetings, on a special request, published in a newsletter, on the organization’s premises during regular business hours, via the organization’s Web site, or by some other means? If the budget is not available for the public to review, explain why. Furthermore, are there any provisions in place regarding the budget being made available for public view? Explain in detail.

Assignment Guidelines

Address the following in 750–1,000 words:
- Identify the type of public organization for which you work, as well as what types of services, goods, or activities the organization provides to the public. Identify the size and scope of the organization.
- Construct a budget using Excel that will provide a breakdown of the various organizational budget items.
  - Copy and paste the Excel spreadsheet of your budget into a Word document.
- Is the budget made available to the public for review?
  - If yes, explain how in detail.
  - If no, explain in detail why it is not.
- Are there any types of provisions in place regarding the budget being made available for public view? Identify and explain.
Be sure to reference all sources using APA style.

Answer

How would the elimination of the automobile affect social, cultural, and economic arrangements in American society?

Sociology

Option 1 Term Paper

Imagine what would happen if, starting tomorrow, all cars were banned in the United States.

Write a paper exploring this issue. Here are some of the questions you may answer:

How would the elimination of the automobile affect social, cultural, and economic arrangements in American society?
What adjustments would Americans have to make to effectively function in an “automobile-free” society?
If forced, could Americans make such adjustments?
What would you personally have to give up and/or change about your lifestyle to live in an “automobile-free” society?
If you had to, could you make such adjustments?
Finally, in which ways, if any, do think that American society and/or you would be better off without the automobile?
In which ways, would society and/or you be worse off?

Paper format:

4 to 6 pages of narrative.
You must include at least 4 references and 4 citations.
Use APA to format your references, citations, and layout of your paper.
You can include charts, figures, etc.
Cover page with title, course, your name.
1″ margins.
Be sure to check your spelling and grammar.
Failure to have citations and references may result in a “0” for your paper.

Where and when would you place your patrol officers in the community?

POS MOD3

Assignment 2: LASA 1: Patrol Allocation Decisions

A major challenge for any police administrator is to determine how to allocate the limited resources of the police department to meet the law enforcement needs of the community being served. There is no facet of policing that better demonstrates this challenge than the patrol function. An administrator must not only assess the purpose and capability of the patrol function within the department, but also determine what the patrol will look like in the community, and when and where it will do so. Everyone would like to see a cop drive down their street from time to time. But does everyone need a cop in their neighborhood? What purpose and interests are being served by having patrol officers in one area of town instead of another? Does it make sense to saturate some areas with coverage, even if other areas will go unpatrolled? These are the real choices confronting police chiefs and sheriffs today.

Instructions:

In this assignment, assume the role of an assistant chief in the Centervale Police Department (CPD). The police chief has asked you to develop a position paper to reflect a patrol strategy for the department which will best serve the needs of Centervale. The chief wants you to consider everything you know about the effectiveness of preventive patrol, directed patrol, broken windows theory, notions of fairness and equity, and other considerations you deem important.

Here are some basic facts about Centervale that will help guide your patrol strategy:

Centervale is a fairly large, suburban, working class community near a major American city. Your police department includes 100 patrol officers.
50% of the population lives north of the railroad tracks; 50% lives south of the railroad tracks.
80% of the crime occurs north of the railroad tracks; 20% occurs south of the tracks.
20% of the tax base can be found north of the railroad tracks; 80% is south of the tracks (that is, most of the money paying for town services is generated in the south).
Crime rates in town go up significantly at night; however, the population of the town goes up significantly during the day (due to an influx of reverse commuters and vibrant retail activity).
On average, it takes ten minutes for an officer to arrive to a call when dispatched from the south side of town to the north, or vice versa; however, on average it takes only five minutes to arrive to a call when the officer is already on the correct side of the tracks for the call.

What You Need to Do . . .

Write a 3-4 page position paper for the chief’s consideration which outlines your belief as to how patrol resources should be allocated in Centervale. In other words, where and when would you place your patrol officers in the community?

Further, justify your approach based on current research and existing literature about preventive and directed patrol, notions of fairness and equity, the importance of response times, and any other considerations you deem important.

In any case, cite at least two additional sources of information beyond the assigned readings. Feel free to make additional assumptions about conditions within Centervale that are not presented in the assignment (for example, the type of crime that is prevalent in the city). However, if you do so, make sure you state those assumptions up front in your assignment as a note to the instructor.

Assignment Criteria:

In your paper, be sure to demonstrate:

An understanding of current research regarding police patrol functions
The meaning of preventive patrol, directed patrol, broken windows, and/or other patrol models
An understanding of competing legitimate interests within the community and a rational approach toward reconciling these interests despite limited resources
Clear, concise writing which reflects critical thinking skills

Submission Details:

How would you assess the mental state of this individual?

PAYING $15 PLEASE SUBMIT BY 4:00PM ON 01/26/16

Crisis Case Handling

Review the following scenarios and then address each of them:

Case 1

You have been called out to a scene in which a 35-year-old woman is experiencing a crisis. Her husband just committed suicide and she is distraught about her circumstances. What information would you want to know before intervening? After finding out the necessary information, how would you handle this case?

Case 2

You have been called to a scene where a person is running around in the street without any clothes on, looking unkempt, and ranting about how the UFOs are coming down to get him. How would you assess the mental state of this individual? How would you begin to interact with him? How would you secure his safety?

Your paper should be 5 to 6 pages in length, and address each of the questions asked. For each scenario, you should also state how you would apply and address each step of the Six-Step Model of Crisis Intervention and provide examples.

Submitting Your Assignment

Compose your 5- to 6-page paper in Microsoft Word and save your

NO PLAGIARISM PLEASE

Describe the importance of the elements of a valid contract.

earning Outcomes

This week students will:

Describe the importance of the elements of a valid contract.
Apply the elements of a valid contract to a set of facts.
Evaluate remedies for breach of contract.
Assess the role the Uniform Commercial Code (UCC) plays in contracts for the sale of goods.

Introduction

During Week 2, the course learning transitions from general principles of law to specific areas related to business law. Week 2 is focused on the elements of a contract. By the end of this week, students should be able to describe and apply the elements of a valid contract; and, evaluate remedies for breach of contract. Additionally, students should be able to assess the role the Uniform Commercial Code plays in contracts for the sale of goods. A two to three page Critical Analysis Paper is due on Day 7 to provide students the opportunity to implement the learned concepts by applying the elements of a contract and identifying available remedies for breach of contract to a contract the student has entered into or someone they know has entered into. Finally, a quiz will be due on Day 6 to reinforce the learning for this week.